---
title: "4Fin - Terms of Service"
description: "Read the terms and conditions for using the 4Fin platform."
canonical_url: "https://fourfin.app/terms"
meta:
  author: "4Fin"
  keywords: "terms of service, user agreement, 4Fin terms, fourfin.app"
  "og:description": "Read the terms and conditions for using the 4Fin platform."
  "og:image": "https://fourfin.app/_og/d/k_whatsapp%2Cw_800%2Ch_800%2Cc_Default%2Ctitle_Terms%2Bof%2BService%2Cdescription_Terms%2Bthat%2Bgovern%2Baccess%2Bto%2Band%2Buse%2Bof%2Bthe%2B4fin%2Bplatform.%2Cp_Ii90ZXJtcyI%2Cs_GcbbjG8pDFeHBf69.png"
  "og:image:height": "800"
  "og:image:type": image/png
  "og:image:width": "800"
  "og:title": "4Fin - Terms of Service"
  "twitter:image": "https://fourfin.app/_og/d/k_og%2Cc_Default%2Ctitle_Terms%2Bof%2BService%2Cdescription_Terms%2Bthat%2Bgovern%2Baccess%2Bto%2Band%2Buse%2Bof%2Bthe%2B4fin%2Bplatform.%2Cp_Ii90ZXJtcyI%2Cs_jJIbPHRhb1-hTjTl.png"
---

> Index of every page on this site: [llms.txt](https://fourfin.app/llms.txt)

**Legal **

# **Terms of Service **

These terms explain the basic rules for using 4fin, what you can expect from the service, and what we expect from you.

Last updated Apr 19, 2026

4fin is a personal project shared publicly. These terms are meant to set straightforward expectations around access, account use, and service limits.

## **Acceptance of Terms **

By accessing or using 4Fin, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our service.

## **Description of Service **

4Fin is a personal finance platform that allows users to:

- Track personal income and expenses
- Manage multiple accounts and categories
- Split bills and shared expenses with others
- Settle debts within groups
- Import transactions via CSV

There is no paid tier. All features are available to all users. If voluntary support options are introduced later, the service will remain usable without contributing.

## **User Accounts **

When you create an account with us, you must provide accurate and complete information. You are responsible for:

- Maintaining the security of your account credentials
- All activities that occur under your account
- Notifying us immediately of any unauthorized use
- Ensuring your account information remains current

## **Acceptable Use **

You agree not to use our service to:

- Violate any applicable laws or regulations
- Infringe on the rights of others
- Transmit harmful, offensive, or inappropriate content
- Attempt to gain unauthorized access to our systems
- Use the service for any illegal or fraudulent activities

## **Privacy and Data **

Your privacy is important to us. Our collection and use of personal information is governed by our [Privacy Policy](https://fourfin.app/privacy) , which is incorporated into these Terms of Service.

## **Intellectual Property **

The 4Fin platform, including its content, features, and functionality, is owned by 4Fin and is protected by copyright, trademark, and other intellectual property laws.

## **Service Availability **

We aim to keep 4Fin available, but this is a personal project rather than a managed enterprise service. Downtime may occur during maintenance, updates, or unexpected issues.

## **Limitation of Liability **

4Fin is provided "as is." To the maximum extent permitted by law, 4Fin shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service. Use your own judgment when making financial decisions — 4Fin is a tracking tool, not financial advice.

## **Termination **

We may terminate or suspend your account immediately, without prior notice, for any reason, including breach of these Terms of Service. Upon termination, your right to use the service will cease immediately.

## **Changes to Terms **

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through the service. Your continued use of the service after such modifications constitutes acceptance of the updated terms.

These Terms of Service are effective as of Apr 19, 2026.

```json
{"@context":"https://schema.org","@graph":[{"@id":"https://fourfin.app/#website","@type":"WebSite","name":"4Fin","url":"https://fourfin.app/"},{"@id":"https://fourfin.app/terms#webpage","@type":"WebPage","description":"Read the terms and conditions for using the 4Fin platform.","name":"Terms of Service","url":"https://fourfin.app/terms","isPartOf":{"@id":"https://fourfin.app/#website"},"potentialAction":[{"@type":"ReadAction","target":["https://fourfin.app/terms"]}]}]}
```

## Sitemap

See the full [sitemap](https://fourfin.app/sitemap.md) for all pages.