Terms of Service

These Terms of Service govern your use of the 4Fin platform and services. By using our service, you agree to these terms.

Acceptance of Terms

By accessing or using 4Fin, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our service.

Description of Service

4Fin provides a financial management platform that allows users to:

• Track personal income and expenses
• Create and manage budgets
• Split bills and expenses with others
• Connect bank accounts and financial institutions
• Generate financial reports and insights

User Accounts

When you create an account with us, you must provide accurate and complete information. You are responsible for:

• Maintaining the security of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Ensuring your account information remains current

Acceptable Use

You agree not to use our service to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Transmit harmful, offensive, or inappropriate content
• Attempt to gain unauthorized access to our systems
• Use the service for any illegal or fraudulent activities

Privacy and Data

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service.

Intellectual Property

The 4Fin platform, including its content, features, and functionality, is owned by 4Fin and is protected by copyright, trademark, and other intellectual property laws.

Service Availability

We strive to maintain high availability of our service, but we do not guarantee uninterrupted access. We may perform maintenance or updates that temporarily affect service availability.

Limitation of Liability

To the maximum extent permitted by law, 4Fin shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.

Termination

We may terminate or suspend your account immediately, without prior notice, for any reason, including breach of these Terms of Service. Upon termination, your right to use the service will cease immediately.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through the service. Your continued use of the service after such modifications constitutes acceptance of the updated terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

Contact Information

If you have any questions about these Terms of Service, please contact us: